Keeping yourself calm and on task after an auto collision can save lives and enable you to get back on the road promptly
An auto collision can be an emotional and stressful experience. Many motorists drive defensively, take driver education lessons and prepare for stressful driving situations, however vehicle collisions still happen in Columbia, Illinois.A motorist is responsible for knowing what to do if they are involved in a crash. Even the most prepared and competent drivers sometimes find themselves in the middle of an accident. It is not important who's at fault, the most important thing to do first is ensure everyone is OK, then seek medical and law enforcement help and know what to do to shield yourself from legal or financial problems later on.
The best defense to prevent any problems after a collision is to be ready. As outlined by AAA, "Keeping a pencil and paper, non-reusable camera or cell phone camera, and copy of your insurance card easily accessible all the time will help keep you organized and decrease stress moments after a collision."
After stopping your motor vehicle, Charlie's Columbia CARSTAR recommends all individuals involved in an auto crash follow these steps:
1. Help the wounded. Quickly talk with those involved in the accident to discover if there are any injuries. If medical attention is needed, call 9-1-1. If medical assistance is not required, be certain that you're not in imminent danger at the roadside.
2. Control the Scene. Before taking time to exchange information, get to a secure place. If there are no injuries and the automobile is drivable, safely move to the right or left emergency lane. Some state laws require drivable automobiles to be removed from the roadway to eliminate traffic congestion. Activate your hazard lights and set out warning flares or reflective triangles. Do not leave the scene of the crash, but find a safe place to remain until emergency services come.
3. Notify law enforcement and Submit a Report. The law demands you tell the cops. No matter what either party alleges, call the police and file a report. If law enforcement don't come to the scene to start an investigation, you can file a report by visiting a local police department or car insurance agency in the days after a accident. Having a written report on file might help later if a liability claim is filed.
4. Document the Scene and Swap Information. It is important to share and gather information with all parties involved in the wreck, including witnesses. Having this on file will help finish any future paperwork or deal with possible problems. Charlie's Columbia CARSTAR suggests that you document:
• Names
• Addresses/email address
• Vehicle Information including makes, models and years for all automobiles involved
• Vehicle identification/license plate numbers
• Driver’s license numbers
• Insurance carriers and policy numbers
• Take photos of the location, people involved and damaged cars
5. Notify Your Insurance Company. Your insurance carrier will need to be notified after having a crash to start the right claim filing. Many insurance companies have staff available all the time and can assist right away. Having proof of insurance in your motor vehicle is required by law and makes processing a claim easier if not at home.
6. Get Your Vehicle Fixed. You've got the right to have your vehicle fixed at the auto body shop of your choosing. Consider taking it to Charlie's Columbia CARSTAR in Columbia, Illinois, which also serves Waterloo, Southern Illinois, Millstadt, Freeburg, and Athens, Il.
7. Unattended Vehicle or Property. If you're tangled up in an accident which involves an unattended vehicle or property, take action to inform the owner. If you're unable to find the owner, attach a written notice of the collision to the vehicle or property, being sure to leave your contact information and information in the list above.
Drivers and owners of automobiles must certainly be prepared to assume legal and financial responsibility if involved in an accident, do not let your emotions and feelings get in the way of deciding who's guilty. Never allow yourself to be pressed into admitting fault or giving an opinion about the cause of a crash. If you would like, you can consult with an attorney before giving a statement.
For more tips on proper auto body repair or what you should do in the event of an accident, get in touch with Charlie's Columbia CARSTAR in Columbia, Illinois today!